When you’ve suffered a personal injury and have filed a claim, it’s disheartening to receive news that your claim has been denied. However, this doesn’t mean the end of the road for you; there are still options available. Personal injury attorneys can guide you through the process of appealing a denied injury claim.
The first step in appealing is understanding why your claim was denied. This information should be provided in the denial letter sent by your insurance company. It could be due to discrepancies in medical records or issues with policy coverage.
Once you understand why your initial claim was rejected, it’s time to gather evidence supporting your appeal. This might include additional medical documents, photographs of injuries or accident scenes, witness testimonies, or expert opinions about how the accident occurred and its impact on your health.
After gathering all necessary documentation, write an appeal letter addressing each point made by the insurance company in their denial notice. Your personal injury attorney can help craft this letter to ensure it covers all relevant points and presents compelling reasons for reconsidering the denial.
Your attorney will then submit this appeal letter along with any new evidence supporting your case to the insurance company within stipulated deadlines. The timeline for filing an appeal varies depending on state laws and specific policy terms so make sure you’re aware of these dates.
Remember that during this period, communication with insurance adjusters should ideally go through your attorney as they are skilled at negotiating settlements and handling denials strategically without jeopardizing the case.
If after submitting an appeal, your claim is still denied; consider requesting a neutral third-party review or arbitration process if available under law or terms of policy. In some instances where resolution cannot be reached internally within insurance companies; lawsuits might become necessary which would require representation by experienced personal injury attorneys who know how to navigate complex legal proceedings effectively.
Lastly but importantly – don’t lose hope! A denied claim isn’t final until all avenues have been exhausted including appeals and potential litigation. Having a knowledgeable personal injury attorney by your side can significantly increase your chances of overturning an initially denied claim.
Remember, insurance companies are businesses looking to minimize payouts; hence they might deny valid claims hoping individuals won’t pursue appeals. But with the right legal guidance and perseverance, you stand a good chance of getting the compensation you rightly deserve for your injuries.
Munley Law Personal Injury Attorneys
606 Court St, Reading, PA 19601
16108314234